Variable Account Application

*U.S. businesses only.

An AccountEdge Variable Fee account will allow you to accept credit cards from your
customers or clients with low, variable discount rates. Choose the Card Not Present
account if most of your transactions will be processed either online
(maybe using AccountEdge Web Pay integration?) or via telephone.
Or select the Card present account if you'll be swiping or dipping most
of your transactions with the credit card present.

Choose your plan

  • Visa/MC/Diners: as low as 2.29%
  • AMEX 2.99%
  • 30¢ per transaction
  • $15 monthly fee
  • Visa/MC/Diners: as low as 1.79%
  • AMEX 2.99%
  • 30¢ per transaction
  • $15 monthly fee
*$25 Chargebacks, Mid-Qualified Surcharge: 0.80% (e.g.: basic rewards cards), Non-Qualified Surcharge: 1.19% (e.g. high-value rewards cards, corporate/business cards, international cards)
Your Information


Prohibited Business Types

Unfortunately, our payment processor won't approve everyone.
If your business type or practice is listed below, you most likely won't get approved

  • Adult-related business
  • Advance fee credit cards
  • Any business engaging in illegal activities
  • Any business with an "F" BBB rating
  • Bit Coin Currency
  • Check Cashing
  • Debt consolidation/Debt management programs/Credit repair
  • Discount medical benefits
  • Foreclosure work-outs/defense
  • Forensic Loan Audit
  • Fantasy Sports
  • Foreign Financial Instructions
  • Foreign/off-shore business (US and Canadian ONLY)
  • Gambling establishments and associated business and websites
  • ID Theft Protection
  • Illegal Internet gambling
  • Import/Export Brokers or Intermediaries
  • Individuals (not a business, agency or organization)
  • Investment management/Hedge Funds management
  • Jewelry/Metals and Precious Gem sales
  • Loan modification/consulting
  • Lottery
  • Medical discount benefits package
  • Medical Marijuana Providers or advocates
  • Money Service/Transmitter Businesses
  • On-line tobacco sales including electronic cigarette
  • Outbound telemarketing
  • Pawn Shops
  • Payday Loan (ATM Verify ONLY)
  • Products with unreasonable guarantee
  • Securities and Commodities
  • Telemarketing
  • Time Share
  • Travel Industries
Business Information
  • Default Limits

  • Maximum Amount per Transaction


  • Maximum Monthly Volume Limit


  • Need Higher Limits?

  • Fill out the information below. Based on your new limits, our payment processor requires your most recent two months of bank statements. If your monthly volume limit exceeds $30,000.00 or your maximum amount per transaction exceeds $1,500.00, two years of financials are required. These can be balance sheets with P&L statements and/or tax returns. Please upload two months bank statements or two year financials according to your limit request.


  • Upload Pdf files only
Processing Information
Banking Information

Not sure where to find these numbers? Sample here